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Terms Of Service

These terms are a legal agreement between SCFC Capital Inc. operating as Astro Pro Readings ("we" or "us") and you as the user. By using our online platform, you accept these terms.

Last updated: January 1, 2026

1. Definitions

"Delivered Content" means reports, readings, results, and test results delivered to you as a User of the Services.

"Personal Data" means all personal information about an identifiable individual input by Users (but excluding business contact information).

"Services" means our online Astro Pro Readings service made available through our online platform. The term "Services" specifically excludes all Personal Data.

"Users", "you" and "your" refer to any users of the Services.

2. Your Access

Some areas of our website are accessible without an account. If you access areas of the platform without an account, you are still bound by these terms. For Users to access other features of the Services, you will be required to pay any associated fees. The Services are not directed to minors. You must be the age of majority in your home state or province in order to use the Services.

3. Fees

Users may be subject to certain fees, as detailed in the applicable payment page or the invoice issued by us. You will not be charged unless you have checked out and agreed to the payment amount.

4. Personal Use

Users have a license to access and use the Services and obtain a copy of the Delivered Content, for personal use only, in accordance with these terms.

5. Important Information About Our Services

We provide an entertainment platform for Users. You must decide whether to use our Services, create an account, input Personal Data, or access Delivered Content.

ANY DELIVERED CONTENT, INCLUDING READINGS AND REPORTS CONTAINED IN OR DELIVERED THROUGH THIS WEBSITE ARE PROVIDED FOR PERSONAL ENTERTAINMENT PURPOSES ONLY, AND SHOULD NOT BE CONSTRUED AS MEDICAL, LEGAL, EDUCATIONAL, PSYCHOLOGICAL, OR FINANCIAL ADVICE OR COUNSELLING OR OTHER PROFESSIONAL ADVICE ON ANY SUBJECT MATTER.

THE DELIVERED CONTENT IS NOT A SUBSTITUTE FOR MEDICAL, LEGAL, EDUCATIONAL, PSYCHOLOGICAL, OR FINANCIAL ADVICE OR COUNSELLING. IF YOU NEED SUCH ADVICE, YOU ARE RESPONSIBLE FOR OBTAINING IT INDEPENDENTLY. WE DISCLAIM ALL LIABILITY IN REGARDS TO ACTIONS TAKEN OR NOT TAKEN BASED ON ANY DELIVERED CONTENT OR ANY INFORMATION ON THIS SITE.

6. Termination Rights

By Us: In the event you breach this agreement or any other agreement with us, we may suspend or terminate your account and suspend your access to the Services.

By You: You may terminate your account and cease use of the Services at any time.

Effect of Termination: Once your account is terminated, you will not have access to the contents of that account. You are responsible for saving a copy of any Delivered Content.

7. Types of Content

Personal Data: As an authorized User, you may input certain Personal Data as part of your use of the Services. The Personal Data is covered by our Privacy Policy, and we claim no rights of ownership to Personal Data that is provided by you.

Delivered Content: Users may obtain a copy of Delivered Content by paying any applicable fees and completing the tests, forms, or quizzes specific to that content. You are free to keep and enjoy the Delivered Content for personal purposes. While that Delivered Content is made available to you for your personal use, we own the underlying algorithms, text, and back-end content which makes the Delivered Content possible and deliverable.

8. Acceptable Use

The Services may be used only for authorized purposes by Users who have agreed to this agreement. You must comply with all applicable federal, provincial and local laws and regulations. You shall not: (a) reverse engineer, decompile or otherwise attempt to decipher any code; (b) use the output of the Services for any purpose other than as permitted under this agreement; (c) delete or revise any portion of our Services; (d) distribute, sell, lease, transfer, assign, trade, rent, publish or license the Delivered Content as a stand-alone service to others; (e) engage in linking or framing of any portion of our sites; (f) aggregate, scrape, harvest or duplicate any portion of the Delivered Content or the Services; (g) corrupt, falsify or distort any Personal Data; or (h) copy, misuse or duplicate the layout and design of the Delivered Content or the Services.

9. Intellectual Property Rights

You agree that the Services and software, trademarks, intellectual property rights, trade-secrets, know-how related to our Services, and any aggregated data are owned by us or our licensors, and you will not contest or challenge such ownership.

10. Privacy

Our personal information handling practices are governed by our Privacy Policy. By agreeing to the terms of this agreement, you agree to be bound by our Privacy Policy. We take all reasonable precautions to protect personal information according to strict industry standards.

11. Indemnity

You agree to indemnify us from any and all liabilities, costs, claims and expenses, including reasonable solicitor's fees, related to any breach or violation of this agreement by you or Users of your account.

12–13. Disclaimers & Limitation of Liability

WE ASSUME NO RESPONSIBILITY TO YOU OR ANY THIRD PARTY FOR ANY ERRORS OR OMISSIONS OF ANY KIND IN THE DELIVERED CONTENT, OR THE SERVICES, AND DISCLAIM ALL REPRESENTATIONS, WARRANTIES AND/OR CONDITIONS, EXPRESS OR IMPLIED.

IN NO EVENT WILL WE BE LIABLE FOR ANY DAMAGES, LIABILITIES, COSTS, CLAIMS OR EXPENSES, WHATSOEVER, INCLUDING DIRECT, SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE THE SERVICES. IN ANY EVENT, YOU AGREE THAT OUR AGGREGATE LIABILITY SHALL BE LIMITED TO THE AMOUNT OF THE FEE PAID BY YOU, OR THE AMOUNT OF TEN DOLLARS ($10), WHICHEVER IS LESSER.

14. Jurisdiction & Applicable Law

This agreement shall be governed by and construed in accordance with the laws of the Province of Alberta, Canada and the federal laws applicable therein. In the event of any dispute arising under this agreement, you agree to submit to the jurisdiction of the courts in the Province of Alberta, Canada.

18. Changes

Changes to this agreement may be made from time to time by us, and the modified form of the agreement will take effect after posting on our site(s). Continued use of the Services after the effective date will indicate your acceptance of the amended terms.